The Scheme

Motability is always developing and refining the schemes and works closely with Tate's to find new ways to improve your experience as a customer. The two schemes are:

A Contract Hire Scheme for New Cars

Available on a three-year hire lease, this is the simplest way of having a brand new car. One regular payment each month covers:

• Comprehensive insurance
• Road Tax
• Free replacement tyres
• Replacement of windscreens or windows
• RAC breakdown cover
• Maintenance, servicing and repairs
• Plus, if the car comes back in good condition after three years without any insurance claims you'll be eligible for £200 from Motability.

A Hire Purchase Scheme for new or used cars

This contract allows you to own the car after contract periods of two up to five years. You arrange and pay for:

• Insurance,
• Breakdown assistance (if you want it)
• Repairs/Maintenance

The benefits are:

• Tates will support you through the full life-cycle of your ownership
• Adaptations do not need reinstallation every three years
• Any number of drivers will be accepted by insurance company
• No limit on annual mileage
• Business use as agreed with insurance company